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Secure Payments

Shop with 100% confidence.

Every payment on BonziCart is protected by bank-grade encryption and processed through Razorpay β€” India's RBI-authorised, PCI-DSS Level 1 gateway. We never store your card or UPI details.

256-bit SSL encrypted checkout
256-bit SSL PCI-DSS Level 1 RBI-authorised gateway Verified by Visa / 3-D Secure Instant auto-refunds
Why it's safe

Your money is protected at every step

From the moment you tap "Pay" to the second your order confirms, layers of security keep your details private.

Zero Data Stored

We never store your card numbers, CVV, UPI PIN or bank credentials on our servers. They go straight to the gateway, encrypted.

Powered by Razorpay

All transactions run through Razorpay β€” India's most trusted, PCI-DSS Level 1 compliant, RBI-authorised payment gateway.

Buyer Protection

Every order is backed by BonziCart Buyer Protection. Not as described or never delivered? You're covered by our refund guarantee.

Instant Auto-Refunds

If money is debited but the order fails, our system detects it and Razorpay auto-refunds to your original payment source.

What you can pay with

Every way you love to pay

Cards, UPI, Net Banking, wallets, EMI or Cash on Delivery β€” pick whatever's easiest. All online payments are secured by Razorpay.

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Card holderBONZICART BUYER
VISA
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Card holderBONZICART BUYER
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Card holderBONZICART BUYER
RuPay

Credit & Debit Cards

All major Indian & international cards, with secure OTP / 3-D Secure verification.

VisaMastercard RuPayAmex DinersDiscover

UPI & QR Code

Pay in seconds from any UPI app β€” scan a QR or approve on your phone.

Google Pay PhonePe Paytm BHIMAmazon Pay

Net Banking

Pay directly from your bank account β€” 50+ Indian banks supported.

SBIHDFCICICI AxisKotak+45 more

Mobile Wallets

Fast, one-tap checkout from your favourite prepaid wallets.

PaytmPhonePe Amazon PayMobikwikFreecharge

EMI / Pay Later

Split bigger orders into easy monthly instalments on eligible cards.

Credit Card EMINo-Cost EMI*Debit Card EMI

Cash on Delivery

Prefer to pay when it arrives? COD is available on eligible orders & pincodes.

CashUPI on delivery*Contactless

Net Banking β€” supported banks

SBIState Bank
HDHDFC Bank
ICICICI Bank
AXAxis Bank
KOKotak
PNBPNB
BoBBank of Baroda
YesYes Bank
IDFCIDFC First
IIBIndusInd
CBCanara Bank
UBUnion Bank
All major Indian & international cards, UPI apps and 50+ banks are accepted securely via Razorpay.
Behind the scenes

How a secure checkout works

You stay in control the whole time β€” here's exactly what happens when you pay.

1

Review your cart

See the final, tax-inclusive total β€” no hidden fees added later.

2

Pay securely

You're handed to Razorpay's encrypted vault to enter your details.

3

Bank verifies

Your bank confirms it with OTP / 3-D Secure β€” we never see the code.

4

Order confirmed

Payment succeeds, your order is placed, and a receipt hits your inbox.

Security you can trust

Layers of protection on every payment

BonziCart combines industry certifications with sensible defaults so you never have to worry.

256-bit SSL encryption

Every page and payment is served over HTTPS, so data in transit can't be read by anyone in between.

PCI-DSS Level 1 gateway

Razorpay meets the highest global card-data security standard, audited annually.

3-D Secure & OTP

Card payments are verified by your bank with a one-time password β€” approvals stay with you.

We store nothing sensitive

Card numbers, CVV and UPI PINs never touch BonziCart servers β€” the gateway handles them, tokenised.

Real-time fraud monitoring

Suspicious transactions are risk-scored and blocked before they're ever charged.

Refunds to your source or wallet

Money always comes back to your original payment method β€” or instantly to your BonziCart Wallet if you choose.

The fine print, made clear

Payment policy

Straightforward answers on how we handle your money.

1

Commitment to data security

Your privacy and security are paramount. We do not capture, process, or store any sensitive financial information β€” card numbers, CVV, UPI PINs or bank login credentials β€” on BonziCart at any point during your transaction.

2

Third-party payment gateway

All online payments are securely routed through Razorpay, an RBI-authorised, PCI-DSS Level 1 compliant gateway. At checkout you're handed to Razorpay's encrypted environment, where 256-bit encryption keeps your details hidden from unauthorised parties.

3

Failed transactions & auto-refunds

In the rare event your account is debited but the order isn't placed (a network timeout or bank-server issue):

  • Our system immediately detects the incomplete transaction.
  • An automatic refund is initiated via Razorpay.
  • The amount is credited back to the original source of payment within 5–7 business days, depending on your bank.
4

Pricing & taxes

All prices are in Indian Rupees (INR) and are inclusive of applicable GST unless stated otherwise. The total shown at checkout is the final amount you pay β€” we never add hidden payment-gateway fees.

5

Refunds & cancellations

When an order is cancelled or returned, refunds are issued to your original payment method or credited to your BonziCart Wallet for instant reuse β€” you choose. Wallet credits are instant; bank/card refunds take 5–7 business days. Track every refund from My Orders in your dashboard.

6

Cash on Delivery

COD is offered on eligible orders and pincodes. To keep COD available for everyone, repeated refusals of delivered orders may limit COD on future orders. Prepaid payments help us process and dispatch faster.

Payment FAQs

Questions about paying?

Is it safe to enter my card details on BonziCart?+
Yes. You never enter card details on BonziCart itself β€” you're securely handed to Razorpay's PCI-DSS Level 1 encrypted checkout. We don't store your card number, CVV or UPI PIN anywhere.
Money was deducted but my order wasn't placed. What now?+
Don't worry β€” our system detects incomplete transactions automatically and Razorpay initiates a refund to your original payment source. It typically reflects within 5–7 business days. If it doesn't, contact support with your transaction reference.
Which payment methods can I use?+
Credit & debit cards (Visa, Mastercard, RuPay, Amex, Diners), UPI (Google Pay, PhonePe, Paytm, BHIM and more), Net Banking from 50+ banks, mobile wallets, EMI on eligible cards, and Cash on Delivery on eligible orders.
Do you charge any extra payment or convenience fees?+
No. The total shown at checkout is the final price, inclusive of applicable GST. We do not add hidden payment-gateway or convenience fees.
How and where will I get my refund?+
Refunds go back to your original payment method, or instantly to your BonziCart Wallet if you prefer. Wallet credits are immediate; card/bank refunds take 5–7 business days. You can track every refund from My Orders.
Is Cash on Delivery available?+
COD is available on eligible orders and pincodes β€” you'll see it at checkout if your order qualifies. Prepaid payments (UPI/cards) are faster to dispatch and unlock a smoother experience.
Can I pay in EMIs?+
Yes, EMI is available on eligible credit (and select debit) cards for qualifying order values, including no-cost EMI on select products. Options appear on the Razorpay checkout when available.

Having trouble with a payment?

Our support team is here to help with any transaction, refund or checkout query β€” we usually reply within 24 hours.

Contact Support